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Circle Products & Developer Toolings

Circle offers different wallet setups depending on how a product is built and who controls the keys. The three main types are:

These are non-custodial wallets. The end user controls the private keys and ultimately owns the assets. The application integrates Circle’s infrastructure, but the user maintains direct authority over their funds. This model suits platforms that want to promote self-custody.

In this setup, the business or platform manages the private keys on behalf of users. It is a custodial model. This approach works well for exchanges, fintech apps, or services that need to handle payments, payouts, or treasury operations smoothly.

3. Smart Contract Wallets (Programmable Wallets)

These wallets are powered by smart contracts. They allow advanced features such as automated transfers, spending rules, multi-signature controls, and recovery options. They are built for applications that require programmable logic around digital assets.

Each type serves a different operational need, depending on who should control the assets and how the wallet will be used inside the product.

CIRCLE WALLETs

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