Roundtable: The Arc Experience

In this Arc Experience conversation, Rachel Mayer (VP, Product Management), Sanket Jain (Lead Product Manager), and Sterling Barnett (Business Development Director) dive into several of the highest-potential use cases for Arc, including FX, capital markets, payments, and agentic AI. Together, they explain how Arc’s architecture is designed to migrate significant portions of real-world economic activity onto public blockchains.

They discuss the evolution of the internet’s value layer—from Bitcoin, to stablecoins, to today's expanding stablecoin ecosystem—supported by advancements in regulation, wallet UX, privacy, and consensus. Arc’s mission is to take the next step by providing a blockchain environment capable of supporting real economic flows at global scale.

A key part of this vision is the feature set required by enterprises, institutions, and everyday users. Privacy is essential, yet still underdeveloped in most public blockchains. Stablecoin abstraction—making experiences feel like simple dollar-to-dollar exchange—removes friction and aligns the network with real-world expectations.

The conversation highlights FX as a major, underserved opportunity. Arc can support remittances, payouts, and cross-border settlement across hundreds of currencies through partnerships with local stablecoin issuers. Sterling, drawing on his FX trading background, explains the inefficiencies of today’s markets: multi-layer fees, delayed settlement, and limited access for SMBs and consumers. Arc’s deterministic finality and instant settlement address these gaps directly.

With fast execution, low fees, and cross-network connectivity, Arc is designed as a liquidity hub. Once FX primitives and local stablecoins exist onchain, tokenized assets—such as money market funds, private credit, and equities—become a natural next step. Institutions are already beginning to tokenize portions of their portfolios because it is more efficient, creates new liquidity opportunities, and unlocks additional demand.

Privacy again becomes crucial for capital markets applications, where traders and funds need to protect strategies and positions. Arc’s opt-in privacy model gives these participants the discretion and auditability they require.

The team frames Arc as the home for stablecoin finance and commerce: a blueprint for global economic coordination supported by the infrastructure, tools, and investment needed to realize this vision. The call to action is clear—these primitives are ready, and it's time to build.

Arc is offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws.

Arc has not been reviewed or approved by the New York State Department of Financial Services.

The product features described in these materials are for informational purposes only and may be modified, delayed, or cancelled without notice at the sole discretion of Circle Technology Services, LLC. Nothing herein constitutes a commitment, warranty, guarantee, or investment advice.